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Consumer/Residential Lending


Home Equity

OceanFirst Bank has home equity financing to fit your every need. So if you are looking to finance home improvements, college financing, debt consolidation or shopping for a new car, let your home's equity work for you.  We offer great rates and flexible loan terms to fit your borrowing needs. 

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Residential Mortgage

If you are looking to purchase or refinance a home, one of our OceanFirst Bank mortgage professionals will help find the right loan for you.

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For more information about OceanFirst Bank home equity or mortgage products and services, please visit an OceanFirst Bank branch or give us a call at 1-888-OCEAN33.  Home equity and mortgage loans are offered through OceanFirst Bank N.A.