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Rates

Personal Savings and Money Market
Personal CD and IRA Rates
Personal Relationship Rates
Personal Loan Rates
Business Account Rates

Deposit Rates Effective: 8/20/14
General Information for Deposit Products

Rates subject to change without notice.
Fees may reduce earnings.
APY = Annual Percentage Yield

Personal Savings and Money Market
Product Name Interest Rate APY Balance Required to Obtain Stated APY
High Interest Paperless e-Savings (HIP) (Requires a Boomerang or Classic Checking account)

This account is available for online account opening only. Minimum deposit to open the account $25.
 0.75 0.75 $.01 to $2,499.99
   0.75 0.75 $2,500 to $49,999.99
   0.75 0.75 $50,000 to $149,999.99
   0.75 0.75 $150,000 to $250,000
   0.35 0.35 $250,000.01 and over
Basic Savings Account

There is no minimum deposit to open this account at the branch. $25 minimum deposit required to open this account online.

$300 minimum daily balance to avoid $7 monthly maintenance fee.
 0.05 0.05 $0.01 to $4,999.99
   0.10 0.10 $5,000 to $24,999.99
   0.15 0.15 $25,000 and over
Basic Money Market Account

There is no minimum to open this account at the branch. There is a $25 minimum deposit required to open this account online.

$1,500 minimum daily balance to avoid $15 monthly maintenance fee.
 0.05 0.05 $0.01 to $4,999.99
   0.15 0.15 $5,000 to $24,999.99
   0.20 0.20 $25,000 and over
Auto Debit Club Account

There is no minimum deposit required to open this account.
 0.20 0.20 $0.01 and over
Young Savers Account

There is no minimum deposit required to open this account.
 0.15 0.15 $0.01 to $999.99
   0.15 0.15 $1,000.00 and over
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Personal CD and IRA Rates
Product Name Interest Rate APY Minimum Opening Balance Required
7-29 Day CD  0.05 0.05 $500
30-91 Day CD  0.05 0.05 $500
92-181 Day CD  0.05 0.05 $500
182-364 Day CD  0.10 0.10 $500
8 Month Promo CD (Requires a new or existing checking account)  0.40 0.40 $500
18 Month Promo CD (Requires a new or existing checking account)  0.55 0.55 $500
12-23 Month CD  0.35 0.35 $500
24-35 Month CD  0.45 0.45 $500
36-47 Month CD  0.75 0.75 $500
48-59 Month CD  0.75 0.75 $500
60 Month CD  1.05 1.05 $500
Sun Power CD (18 Months)  0.05 0.05 $500
Sun Rise CD (18 Months)  0.10 0.10 $500
Sun Growth IRA  0.10 0.10 $25
Maximum of $250,000 on CDs. A CD penalty will be imposed for early withdrawal.

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Personal Relationship Rates
Product Name Interest Rate APY Balance Required to Obtain Stated APY
Maximum Interest Checking Account

There is no minimum balance required to open this account at the branch.
There is a $25 minimum deposit required to open this account online.
 0.00 0 $0.01 to $4,999.99
   0.05 0.05 $5,000 to $24,000
   0.15 0.15 $25,000 to $49,999.99
   0.15 0.15 $50,000 to $249,999.99
   0.30 0.30 $250,000 and over
Maximum Money Market Account (Requires a Max checking account)

There is no minimum balance required to open this account at the branch. There is a $25 minimum deposit required to open this account online.
 0.10 0.10 $0.01 to $4,999.99
   0.15 0.15 $5,000 to $24,999.99
   0.15 0.15 $25,000 to $49,999.99
   0.30 0.30 $50,000 and over
Maximum Savings Account (Requires a Max checking account)

There is no minimum balance required to open this account at the branch. There is a $25 minimum deposit required to open this account online.
 0.10 0.10 $0.01 to $4,999.99
   0.15 0.15 $5,000 to $24,999.99
   0.15 0.15 $25,000 to $49,999.99
   0.30 0.30 $50,000 and over
Kapow Checking Account

There is no minimum balance required to open this account at the branch. There is a $25 minimum deposit required to open this account online.

$2,500 minimum daily balance to avoid $25 monthly maintenance fee.
 0.00 0.00 $0.01 to $2,499.99
   0.20 0.20 $2,500 and over
SunRay Money Market Account (Requires a Kapow checking account)

There is no minimum balance required to open this account. There is a $25 minimum deposit required to open this account online.
 0.10 0.10 $0.01 to $4,999.99
   0.15 0.15 $5,000 to $24,999.99
   0.20 0.20 $25,000 and over
SunRay Savings Account
(Requires a Kapow or Bank@Work checking account)


There is no minimum balance required to open this account. There is a $25 minimum deposit required to open this account online.
 0.10 0.10 $0.01 to $4,999.99
   0.10 0.10 $5,000 to $24,999.99
   0.15 0.15 $25,000 and over
      Minimum Opening Balance Required
7-29 Day CD  0.30 0.30 $500
30-91 Day CD  0.30 0.30 $500
92-181 Day CD  0.30 0.30 $500
182-364 Day CD  0.35 0.35 $500
8 Month Promo CD (Requires a new or existing checking account)  0.65 0.65 $500
18 Month Promo CD (Requires a new or existing checking account)  0.80 0.80 $500
12-23 Month CD  0.60 0.60 $500
24-35 Month CD  0.70 0.70 $500
36-47 Month CD  1.00 1.00 $500
48-59 Month CD  1.00 1.00 $500
60 Month CD  1.30 1.31 $500
Sun Power CD (18 Months)  0.30 0.30 $500
Sun Rise CD (18 Months)  0.35 0.35 $500
Sun Growth IRA  0.35 0.35 $25
Maximum of $250,000 on CDs. A CD penalty will be imposed for early withdrawal.
A qualifying checking account is required to receive Savings, Money Market and CD rates.


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Personal Loan Rates
   
Product Name Term Min Loan Amount/ Max Loan Amount Pricing (with Automatic Payment Debit from a Sun Checking account) Pricing (with Coupon Book)
Cash to Spare/ Overdraft Protection Revolving Line of Credit 36 Month Rev $1,000 - $5,000 15.00% APR N/A
Ask about other rates and terms
We also offer auto loans, boat loans, CD- Secured Loans. Ask for details

General Information for all Loans and Lines of Credit:
Rates are effective 5/4/14.

Rates, terms and conditions are subject to change without prior notice.

All loans subject to credit approval.

A $50.00 fee will be charged for all loans that require re-documentation for change of settlement date.



Cash-to-Spare /Overdraft Protection Revolving Line of Credit:
Fixed interest rate.
 
Minimum Loan Amount: $1,000    Maximum Loan Amount: $5,000
 
Automatic overdraft advance charge: $10 per transaction



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Business Account Rates
Product Name Interest Rate APY Minimum Required
Basic Business Money Market  0.05 0.05 $0.01 - $99,999.99
   0.10 0.10 $100,000 to $249,999.99
   0.15 0.15 $250,000 and over
C4 Business Money Market Account (C4 Business Power or The Professional Checking required)  0.15 0.15 $0.01 to $99,999.99
   0.20 0.20 $100,000 to $249,999.99
   0.30 0.30 $250,000 and over
Business Performance Money Market Account (for commercial customers only, new money required)  0.15 0.15 $0.01-$250,000
   0.30 0.30 $250,000 and over
Sun Interest Checking Non-Personal  0.05 0.05 $500 to $999.99
   0.05 0.05 $1,000 and over
C4 Business Savings Account  0.05 0.05 $0.01 - $99,999.99
   0.10 0.10 $100,000 to $249,999.99
   0.15 0.15 $250,000 and over
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INVEST Financial Corporation (INVEST), member FINRA, SIPC, a registered broker dealer and registered investment advisor, is not affiliated with Sun Financial Services, LLC, or Sun National Bank. Securities, advisory services and insurance products are offered through INVEST, and affiliated agencies:
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