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Holiday Payback Sweepstakes

Ring in the Holidays with More Jingle in Your Pocket.

$15,000 in Cash Prizes

Whether you’re naughty or nice, you could feel the joy of winning cash during the Holiday Payback Sweepstakes!
Participating is easy – just use your Sun National Bank Visa Check Card for purchases from November 29, 2013 to January 10, 2014. Use your card to purchase a scarf for your uncle, a doll for your niece, and a hot chocolate for your best friend – each purchase counts as a chance to win. The more purchases you make with your card, the greater your odds of winning. So leave your checkbook at home, keep your cash in your pocket, and use your Sun National Bank Visa® Check Card for chances to win $100* to $5,000!

  • 1 Grand Prize: $5,000
  • 4 First Prizes: $1,000
  • 60 Weekly Prizes: $100*


1. PROMOTION PERIOD: The Holiday Payback Sweepstakes (“Sweepstakes”) begins 12:00 a.m. Eastern Time (“ET”) on November 29, 2013 and ends 5:00 p.m. ET on January 10, 2014 (“Promotion Period”), with three (3) separate entry periods (each a “Weekly Entry Period”) for Weekly Prizes as defined below in sections 3 and 5 of these Official Rules.
2. ELIGIBILITY: Open to legal U.S. residents, residing in the state of New Jersey, Pennsylvania or Delaware, who are 18 years of age or older as of date of entry. Employees of Sun National Bank (“Sponsor”), VISA® U.S.A., Inc., Don Jagoda Associates, Inc. and their respective parent companies, subsidiaries, affiliates and related companies (and their immediate family and/or those living in the same household of each such employee) are not eligible. This Sweepstakes is void outside NJ, PA, DE and wherever prohibited, and is subject to all federal, state and local laws.
3. THREE WAYS TO ENTER: No purchase necessary. During the Promotion Period: 1) You will automatically receive one entry into the Weekly Prize drawing (only during the Weekly Entry Periods listed in the chart below) and one entry into the Grand/First Prize drawing each time you use your VISA® Check Card to make a purchase. 2) Visit https://sunnbsweeps.dja.com, click on the Sweepstakes banner and complete and submit the online entry form to receive one entry into the Weekly Prize drawing (only during the Weekly Entry Periods listed in the chart below) and one entry into the Grand/First Prize drawing. 3) To receive one entry into the Weekly Prize drawing (only during the Weekly Entry Periods listed in the chart below) and one entry into the Grand/First Prize drawing, you may hand print your name, complete mailing address, telephone number, email address (optional) and date of birth on a plain 3”x5” card and mail it in a hand-addressed stamped envelope, to: Sun National Bank Holiday Payback Sweepstakes Entry, P.O. Box 7828, Melville, NY 11775-7828.  In order to be included in a Weekly Entry Period drawing, online, automatic and mailed entries must be received by the corresponding deadlines listed in the chart below.  Mailed entries must be postmarked by January 10, 2014 and received by January 15, 2014 in order to be included in the Grand/First Prize drawing. Online/automatic entries must be received by 5:00 p.m. ET on January 10, 2014 in order to be included in the Grand/First Prize drawing. Entries received online/automatically and postmarked from 12:00 a.m. ET on December 20, 2013 through 5:00 p.m. ET on January 10, 2014 will only be included in the Grand/First Prize drawing. Limit one mailed entry per envelope. Weekly Entry Period entries will not be carried forward into subsequent Weekly Entry Periods’ drawings. All entries will carry forward/be included in Grand/First Prize drawing. Mechanically reproduced/photocopied mailed entries are automatically void. For online method of entry, normal Internet access and usage charges imposed by your Internet service provider will apply. There is no limit to the number of entries an entrant may earn during the Promotion Period.

Weekly Entry Period Weekly Entry Period Start Date (beginning at 12:00 a.m. ET) Weekly Entry Period End Date/Mail-in Entry Postmark Date (ending at 11:59 p.m. ET) Mail-in Entry Receive By Date Prize awarded on or about
1 11/29/13 12/5/13 12/10/13 12/13/13
2 12/6/13 12/12/13 12/17/13 12/20/13
3 12/13/13 12/19/13 12/24/13 1/3/14
4. RANDOM DRAWING:Potential Weekly Prize winners will be selected on or about the following dates: December 11, 2013, December 18, 2013 and January 2, 2014, in random drawings from among all eligible entries received by each drawing. Potential First Prize and Grand Prize winners will be selected on or about January 17, 2014 in a separate random drawing. Drawings will be conducted by Don Jagoda Associates, Inc., an independent judging organization whose decisions are final on all matters relating to this Sweepstakes. Odds of winning a prize will depend upon the total number of eligible entries received for each drawing. Prizes will be awarded and winners will be notified by phone, mail and/or email.
5. PRIZES:  Grand Prize (1):$5,000, awarded as a check. First Prize (4): $1,000, awarded as a check. Weekly Prizes (20 per Weekly Entry Period - 60 Total): *$100, awarded via direct deposit (or in the form of a check for winners that do not have a checking account). Winners are responsible for all federal, state and local taxes and all other costs and expenses associated with prize not specified herein as being awarded. No transfer or substitution permitted by winners. Sponsor reserves the right, at its sole discretion, to substitute a prize with one of comparable or greater value. All prize details are at Sponsor’s discretion. Sponsor shall not have any responsibility or liability whatsoever for any property loss, damage, personal injury, or death, in connection with the prizes provided pursuant to the Sweepstakes and/or any person’s participation in the Sweepstakes. Limit one (1) Weekly Prize and one (1) Grand Prize or First Prize per person/household.
6. GENERAL RULES:  Potential First and Grand Prize winners will be required to sign and return an Affidavit of Eligibility and Liability Waiver/Publicity Release (“Affidavit”) within ten (10) days of notification attempt. In the event of non-compliance, or if prize notification letter is returned as undeliverable, prize will be forfeited and an alternate will be selected.  A 1099 tax statement will be filed with the IRS for the value of the prizes for the Grand and First Prize winners. Return of any prize or prize notification as undeliverable will result in disqualification and alternate selection. Acceptance of prize constitutes permission to use winner’s name, photograph and likeness for publicity purposes without further compensation except where prohibited by law. Under no circumstances should entrants give their debit card account number, or any information regarding their account, over the phone in connection with this Sweepstakes. Entrants agree to be bound by these Official Rules and the decisions of the judges, which are final and binding in all respects. BY ACCEPTING THE PRIZE, WINNER AGREES THAT THE SPONSOR AND  ITS PARENT, SUBSIDIARIES, AFFILIATES, ADVERTISING AND PROMOTION AGENCIES, AND ALL OF THE SPONSOR’S OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS, WILL HAVE NO LIABILITY WHATSOEVER FOR, AND WILL BE HELD HARMLESS BY WINNER FOR ANY LIABILITY FOR ANY INJURY, LOSS OR DAMAGES OF ANY KIND TO PERSONS, INCLUDING DEATH AND PROPERTY DAMAGES SUSTAINED, DUE IN WHOLE OR IN PART, DIRECTLY OR INDIRECTLY, FROM THE ACCEPTANCE, POSSESSION, USE OR MISUSE OF THE PRIZE OR PARTICIPATION IN THIS SWEEPSTAKES OR PARTICIPATION IN ANY SWEEPSTAKES OR PRIZE RELATED ACTIVITY. All entries become the sole property of Sponsor and will not be returned. If for any reason the Sweepstakes is not capable of running as planned, including due to infection by computer virus, tampering, bugs, unauthorized intervention, fraud, technical failure, human error or any other causes beyond the control of Sponsor that corrupt or affect the administration, security, fairness, integrity, or proper conduct of the Sweepstakes, Sponsor reserves the right in its sole discretion, to disqualify any individual who tampers with the entry process, and to cancel, terminate, modify or suspend the automatic and/or online portions of the Sweepstakes and award applicable prizes from among all eligible automatic and/or online entries received each Weekly Entry Period and overall prior to cancellation or termination and all eligible mailed entries postmarked for each Weekly Entry Period and overall, as applicable. Sponsor assumes no responsibility for any delays or inaccuracies in processing debit card transactions because of computer error or malfunction or any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries. Cards that are stolen, fraudulent, tampered with, or otherwise altered are not eligible for automatic entry. Online entries generated by script or bot are not eligible. The Sponsor is not responsible for any lost, late, illegible, mistranscribed, misdirected or postage due entries or for lost or unavailable network connections, computer online systems, servers, or providers, traffic congestion, or failed, incorrect, incomplete, inaccurate, garbled or delayed electronic communications or for problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, failure of any entry to be received by Sponsor on account of technical problems, any combination thereof, or otherwise, from participation in the Sweepstakes. CAUTION: ANY ATTEMPT BY AN ENTRANT TO DELIBERATELY DAMAGE ANY WEB SITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.  If winner is a VISA® Check Card holder, he/she must have an account, which is open and in good standing in accordance with the terms described in the Cardmember Agreement in order to receive prize. In the event of a dispute, all debit card entries will be deemed to be submitted by the primary person in whose individual name the debit card used to enter the Sweepstakes was issued.  In the event of a dispute, entries made online will be deemed made by the authorized account holder of the e-mail address submitted at the time of entry. The "authorized account holder" is deemed the natural person who is assigned to an e-mail address by an Internet access provider, service provider or other online organization that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address. The potential winner may be requested to provide Sponsor with proof that the potential winner is the authorized account holder of the e-mail address associated with the winning entry.  Sponsor is not responsible for any typographical or other errors in printing, the offering of the announcement of the prize or the Sweepstakes.
7.  JURISDICTION: The Sweepstakes shall be governed by and interpreted in accordance with the laws of the state of New Jersey applicable to promotions fully carried out within New Jersey. Except where prohibited by law, any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Sweepstakes but in no event attorneys' fees; and winner hereby waives all rights to claim punitive, incidental and consequential damages and any other damages (including attorneys fees), other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. Winner acknowledges that no other party nor any agent or attorney of any other party has made any promise, representation or warranty whatsoever, express or implied, not contained herein concerning the subject matter hereof, to induce the winner to execute any document and winner acknowledges that they have not executed any document in reliance on any such promise, representation or warranty not contained herein. Any waiver by the Sponsor and its affiliates of any term of any document in a particular instance shall not be a waiver of such term for the future. Winner agrees that the invalidity or enforceability of any part of any document shall in no way affect the validity or enforceability of any of the remainder of that document.
8. WINNERS LIST: For the winners’ names, available after January 27, 2014, send a self-addressed, stamped envelope no later than February 27, 2014, to: The Sun National Bank Holiday Payback Sweepstakes, c/o Don Jagoda Associates, Inc. (Attn: SL) 100 Marcus Drive, Melville, NY 11747.
9. SPONSOR/ADMINISTRATOR: This Sweepstakes is sponsored by Sun National Bank, 350 Fellowship Road, Suite 101, Mount Laurel, NJ 08054.  The Administrator is Don Jagoda Associates, Inc., 100 Marcus Drive, Melville, NY 11747.

Important Information about Procedures for Opening a New Account Online
By applying online, you will automatically be enrolled in online banking and issued a Visa® debit card, and you agree that Sun will not authorize and/or pay overdrafts on your ATM and everyday debit card transactions, unless you are otherwise provided with an option to choose. If you wish to change any of these account features, please contact Sun’s Customer Care Team. When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Account opening is subject to approval and other service fees may apply. We are committed to safeguarding the information you provide. For more information, please review Sun’s privacy policy. By clicking “Open an Account”, you are leaving Sun National Bank and are being transferred to a trusted partner site. Please review their security and privacy policy as they may differ from Sun National Bank’s.

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