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Commercial Insights


Protecting your company’s inventory involves more than just guarding against physical theft. While setting up controls to prevent traditional inventory theft is important, it’s just as crucial to monitor and implement controls for your company’s inventory record-keeping. If your company is a retailer, manufacturer, or other inventory-based business, taking steps to prevent fraudulent inventory accounting […]

A company’s inventory is often one of the largest assets on its balance sheet. Unfortunately, inventory doesn’t always receive the careful monitoring it deserves – often at the expense of a company’s bottom line.   Whether you deal with raw materials, parts, supplies, or finished goods, it’s common to find small discrepancies between your inventory […]

The term “sustainability” is often associated with efforts to reduce waste and support the environment. But especially when it comes to your company, sustainability includes more than green business practices. As a long-term approach to value creation, corporate sustainability supports customers, employees, and stakeholders by addressing every aspect of a company’s operations – its culture, […]

Like any other relationship, your company’s relationship with its supplier must be nurtured over time to stay productive. Because growing companies have changing needs, it’s important to revisit the terms of your supplier contract on a regular basis. That’s why many companies prefer to limit supplier contracts to one year. By returning to the negotiating […]

Few things are more important to your company’s productivity than the space in which you work. If your company has outgrown its current office space but isn’t yet ready to acquire a property of its own, it’s important to have a careful strategy as you prepare to lease your next office. Getting the best office […]

Traveling to meet with clients or business partners is often an important way to support your company’s growth. Unfortunately, business travelers are sometimes exposed to identity theft, which can result from physical theft, a merchant data breach, or an unsecured transaction with a local business.   Identity theft affects millions of Americans and causes billions […]

When it comes to your budget, cash reserves, and tax burden, capital expenditures (CAPEX) and operating expenditures (OPEX) can affect your company in different ways. Typically, big-ticket purchases that offer long-term value are reported as CAPEX, while year-round or short-term needs are treated as OPEX. But when it comes to your IT needs, you may […]

Making productive use of surplus funds is an important way to ensure that your cash reserves are continuously growing. Middle-market companies are using Sweep Services to do just that. Instead of letting excess funds sit in a low- or no-interest operating account, this solution automatically “sweeps” these funds into an investment account. At the end […]

When handled correctly, capital expenditures can help your business operate more efficiently and boost revenue. However, choosing where, when, and how much to spend can come with many uncertainties. It may feel safer to avoid major outlays altogether, but being too frugal can inhibit improvements. Performing a careful cost-benefit analysis when budgeting capital expenditures can […]

Whether traveling for business or pleasure, few things put a damper on your trip like the loss or theft of valuables. Sometimes the theft of confidential information on your laptop or mobile device is worse than losing the device itself. Increasingly powerful technology makes it easy for executives to work when they travel, but this […]