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Board of Directors Profiles
Sidney R. Brown
Sidney R. Brown is Chairman of the board of directors of the company and has served as a director, treasurer, and secretary. He has served as a director of the company since April 1990 and as a director of the bank since May 2002. Mr. Brown serves as a member and secretary of the executive committee of the board, and is also a member of the ALCO/Investment committee of the board. Mr. Brown served as acting president and CEO of the company from February 2007 to January 2008, and again from December 2013 to present.
Mr. Brown is chief executive officer of NFI, a premier integrated supply chain solutions company. NFI, founded in 1932 as National Hauling, has evolved from a trucking company in a regulated environment to one of the largest privately-held third party logistics companies in the country. In the early 1980s, the company, then known as National Freight, was focused mainly on over-the-road trucking services. The company quickly evolved into four affiliated companies providing transportation services (National Freight), warehousing and inventory management (National Distribution Centers), dedicated fleets and transportation management (Interactive Logistics) and real estate development (Real Estate). In 2008, the company continued to evolve and positioned all its companies under one corporate brand, NFI. NFI in North America now consists of Logistics, Warehousing and Distribution, Transportation, Intermodal, Real Estate, Transportation Brokerage, Contract Packaging, Solar, Global Freight Forwarding and NFI Canada. 
Mr. Brown attended Georgetown University and graduated in 1979. He began his career working for Morgan Stanley in New York City as a financial analyst in the corporate finance department of the investment bank. He moved on to pursue his MBA at Harvard University. Graduating in 1983, he immediately joined the family business. Mr. Brown is also a director of J & J Snack Foods Corp., and has served as a director since 2003 and most recently joined the board of Franklin Square Energy and Power Fund and Delta Paper Corporation. 
Jeffery S. Brown
Jeffrey S. Brown has been a director of the company since April 1999 and a director of the bank since May 2002. Mr. Brown also serves as a member of the Board’s ALCO/investment committee. 
Mr. Brown is President and Vice Chairman of NFI, a comprehensive provider of freight transportation, warehousing, third party logistics, contract manufacturing, and real estate development. He is also president of NFI Real Estate, one of the top real estate development companies in the industry. Mr. Brown is one of the general partners of The Four B’s, a partnership with extensive holdings primarily in the eastern United States. He is also an officer and director of several other corporations and partnerships in the transportation, equipment leasing, insurance, warehousing and real estate industries. 
Mr. Brown serves on the boards of several regional charities including the board of trustees for the Cooper Foundation, the Kellman Brown Academy, and on the executive board of the Katz Jewish Community Center.
As principal in a major logistics company with P&L responsibilities, Mr. Brown possesses extensive financing and acquisition experience. 
Wilbur L. Ross, Jr.
Wilbur L. Ross, Jr. has been a director of the company and the bank since September 2010. Mr. Ross has been appointed to the executive committee and the nominating and corporate governance committee of the board of directors and as a non-voting observer to the compensation committee of the board of directors. He may be the best-known turnaround financier in the U.S., having been involved in the restructuring of more than $300 billion of defaulted companies’ assets around the world.
In 1998, Fortune magazine called him the “King of Bankruptcy.” Mr. Ross organized International Steel Group in April 2002 and was its board chairman. By acquiring Bethlehem and other troubled companies, ISG became the largest integrated steel company in North America. It was listed on the New York Stock Exchange until it merged with Mittal Steel to form the largest steel company in the world. Mr. Ross remains a director of ArcelorMittal. In March 2004, the firm organized International Textile Group (ITG) by buying and consolidating two bankrupt companies, Burlington Industries and Cone Mills. Mr. Ross serves as chairman of ITG, which has developed major investments in China and Vietnam. Also in 2004, Mr. Ross organized International Coal Group to acquire Horizon Natural Resources out of bankruptcy and two other coal companies before going public. It is listed on the New York Stock Exchange under the symbol ICO. In 2005, Mr. Ross formed International Automotive Components (IAC) to acquire Collins & Aikman’s European operations and Lear’s European interior plastics division. More recently, the firm acquired control of PLASCAR, the leading Brazilian automotive plastics company, Mitsuboshi in Japan, Lear Corporation’s U.S. European and Asian interior plastics businesses, and certain North American plants of Collins & Aikman. IAC now has revenues of $5.5 billion and 23,000 employees in 17 countries. 
The Ross Funds are major investors in Greenbrier Companies and Assured Guaranty Ltd., and Mr. Ross joined their boards. Beginning in 2007, the firm organized American Home Mortgage Services by acquiring several floundering companies and creating the second largest independent services of subprime mortgages. In 2009, the firm led the $900 million revival of BankUnited with FDIC assistance. The shares now trade on the New York Stock Exchange with a $2.5 billion market value. Subsequently, Mr. Ross took substantial positions in Virgin Money, First Michigan, Cascade Bank Corp., Sun Bancorp, and Air Lease Corp.
In 1999, President Kim Dae Jung awarded Mr. Ross a medal for his help during South Korea's 1998 financial crisis. He is a former chairman of the Smithsonian National Board. Earlier, President Clinton had appointed him to the board of the U.S.-Russia Investment Fund, and he served as privatization advisor to Mayor Rudolph Giuliani. Mr. Ross serves on the executive committee of the New York City Partnership, is chairman of the Japan Society and is a member of the Chairman’s Circle of the U.S.-India Business Council. He is a member of the Business Roundtable and is a board member of the Yale University School of Management, which has presented him with its Legend of Leadership Award. He is also a member of the Committee on Capital Markets Regulation. China Institute presented him with its 2007 Blue Cloud Award. He is the only person elected to both the Turnaround Management Hall of Fame and the Private Equity Hall of Fame. He was named Entrepreneur of the Year 2009 by British American Business and received the 2010 Business Statesman Award from Harvard Business School Club of New York.
Mr. Ross holds a bachelor’s degree from Yale University and an M.B.A. (with distinction) from Harvard University. 
Peter Galetto, Jr.
Peter Galetto, Jr. has been a director of the company since April 1990 and a director of the bank since February 2001. Mr. Galetto also served as the secretary of the company from April 1990 to March 1997. He currently serves as secretary of the bank. As chair of the audit and risk committee of the board, Mr. Galetto annually attends numerous audit- and risk-related webinars and seminars as well as a national conference on audit and risk topics. He also serves as a member of the board’s executive committee and nominating and corporate governance committee. 
Mr. Galetto is the president of Stanker & Galetto, Inc., an industrial building contractor located in Vineland, New Jersey.  He is the secretary/treasurer of Tri-Mark Building Contractors, Inc. Mr. Galetto is also chairman of the South Jersey Healthcare System board, Cumberland Cape Atlantic YMCA, Hendricks House, and All Saints Finance committee. 
Mr. Galetto has been honored by several organizations for his community service. He has been awarded Entrepreneur of the Year by the South Jersey Development Council, Gregor Mendal Award from St. Augustine Prep in 1999, Vineland Rotary Club Outstanding Vocational Accomplishments in 1994 and the Order Sons of Italy in America Distinguished Golden Lion Award, 2000. Mr. Galetto is also an officer and director of several other corporations and organizations.
He received a BS in commerce and engineering from Drexel University, majoring in finance and management. Mr. Galetto also graduated from Harvard Business School’s Executive Education program. 

Eli Kramer
Eli Kramer has been a director of the company and the bank since July 2004. He serves as chair of the board’s compensation/personnel committee and is also a member of the following board committees: executive; audit and risk; and nominating and corporate governance. Mr. Kramer has more than 20 years of bank board experience, including several years as vice chair or chairman at a previous bank. 
Mr. Kramer has been a principal in real estate development companies since 1976 and is a partner in Central Jersey Management Co. He is also a principal in Arcturus Group, a real estate advisory and asset management firm serving the financial industry. He was a co-founder and vice chairman of the board of directors of Community Bancorp of New Jersey prior to its acquisition by the company. He also served as a director and chairman of the board of Colonial State Bank. 
Mr. Kramer serves as a trustee on the boards of the Jewish Educational Center, Elizabeth, New Jersey and the Holocaust Resource Center at Kean University. 

Philip A. Norcross
Philip A. Norcross has been a director of the company and the bank since April 2012. Mr. Norcross is Chief Executive Officer and Managing Shareholder of Parker McCay, a regional law firm headquartered in Mount Laurel, New Jersey, with offices in Lawrenceville and Atlantic City, New Jersey.  Mr. Norcross co-chairs the firm’s Public Finance and Business Departments and has particular expertise in finance and transactional law, with an emphasis on government, economic development, redevelopment and other specialized financings.  Mr. Norcross also serves as Chairman of Optimus Partners LLC, a business advisory and consulting firm, based in Trenton, New Jersey, that serves a wide array of clients in the financial services, healthcare, gaming, real estate and development, and insurance sectors. 

Active in both the community and his profession, Mr. Norcross is Vice-Chairman of the Board of The Cooper Foundation, member of the Board of Trustees of Home Port Alliance of the U.S.S. New Jersey, Inc, a founding member and former vice-president of the Mount Laurel Public Education Foundation and is currently a Board member and past chairman of Burlington County United Way.  He is also a member of the National Association of Bond Lawyers, the American Bar Association and the bar associations of New Jersey, Burlington County and Camden County. 
Anthony R. Coscia
Anthony R. Coscia has been a director of the company since November 2010 and a director of the bank since April 2011. Mr. Coscia currently serves as a member of the board’s compensation/personnel committee. He is admitted to the state bars of New Jersey and New York and is a partner in the law firm of Windels Marx Lane & Mittendorf, LLP (WMLM), one of the New York region’s oldest law firms. He is a graduate of Georgetown University School of Foreign Service and received his law degree from Rutgers University School of Law. 
Mr. Coscia specializes in corporate, commercial, and real estate matters with a concentration on the financial elements of these transactions. He represents financial institutions, investors and major corporations handling a broad variety of matters, including corporate and real estate finance transactions, asset restructure and recovery, regulatory compliance, mergers and acquisitions, and general litigation. He has specific experience in the area of redevelopment finance and has worked extensively on corporate governance issues. 
Mr. Coscia served as chairman of the board of commissioners of the Port Authority of New York and New Jersey from April 2003 to February 2011 and continues to serve on the board of commissioners. He is also a member of the Board of Directors of National Passenger Railroad Corporation (Amtrak). In addition, he serves as a trustee of the New Jersey Community Development Corporation and is a member of the New Jersey Performing Arts Center Council of Trustees, The Partnership for New York City, and the Economic Club of New York. From February 1992 to March 2003, he served as chair of the New Jersey Economic Development Authority (NJEDA), one of the largest state-sponsored development banks in the United States. 
Mr. Coscia has served as a director and audit committee member of several public and closely held corporations in the financial services, investment banking, real estate and manufacturing sectors. 
William J. Marino
William J. Marino has been a director of the company since November 2010 and a director of the bank since April 2011. Mr. Marino currently serves as chair of the board’s nominating and corporate governance committee. He is a graduate of St. Peter’s College with a bachelor’s degree in economics. 
Mr. Marino is the retired chairman, president, and chief executive officer of Horizon Blue Cross Blue Shield of New Jersey, the state’s largest health insurer, providing coverage for more than 3.6 million people. He has more than 40 years of experience in the health and employee benefits field, primarily in managed care, marketing, and management. Before joining Horizon BCBSNJ, Mr. Marino was VP of regional group operations for NY and CT for Prudential, capping a 23-year career with them. 
Mr. Marino is currently the chairman of the board of directors of the New Jersey Performing Arts Center (NJPAC) and a member of the board of the New Jersey Symphony Orchestra. He is a member of the campaign committee of Saint Vincent Academy and a member of the board of trustees of Delbarton School in Morristown. He also serves as a member of the Tanenbaum Center for Interreligious Understanding’s leadership council. Mr. Marino is also a member of the board of Sealed Air Corporation. He is the recipient of the 1997 Ellis Island Medal of Honor and in 2007 received the American Conference on Diversity’s Humanitarian of the Year Award. Mr. Marino’s prior board affiliations include: Blue Cross Blue Shield Association; National Institute for Health Care Management (past chairman); Choose New Jersey; NJ State Chamber of Commerce (past chairman); New Jersey Network; Newark Alliance; Newark Museum, Liberty Science Center Chairman’s Advisory Council; St. Peter’s College (past chairman); Community Theatre of Morristown; Regional Business Partnership (past chairman); United Way of Essex and West Hudson (past chairman); Kessler Institute for Rehabilitation, Inc.; New York Business Group on Health; and New York State HMO Conference.

Steven A. Kass
Steven A. Kass has been a director of the company and the bank since April 2012. Mr. Kass is Co-Chief Executive Officer and Co-Managing Principal of Rothstein Kass, a premier professional services firm serving privately held and publicly traded companies and high-net-worth clients.  He has extensive experience as a client advisor, is a member of the firm’s Executive Committee and has played an integral role in the growth and national presence of Rothstein Kass. 

Committed to professional development, Mr. Kass serves on the advisory board for the Lubin School of Accounting at Syracuse University and completed a two-year term as international chairman of AGN International Ltd., a global association of independent accounting and consulting firms in 80 countries.  He is a member of the American Institute of Certified Public Accountants (AICPA), the New Jersey Society of Certified Public Accountants (NJSCPA) and the New York State Society of Certified Public Accountants (NYSSCPA). A dedicated philanthropist, Mr. Kass was honored with a Distinguished Achievement award by the banking and finance unit of B’nai B’rith International. 

Keith Stock
Keith Stock was elected to the Board of Directors of the Company and the Bank in January, 2014.  Mr. Stock serves as a member of the Audit Committee.  He is Chairman and Chief Executive Officer of First Financial Investors, Inc., a financial services investment firm, Senior Executive Advisor with The Brookside Group, a family-based investment office,  and Chairman and Chief Executive Officer of Clarien Group Limited as well as Chairman of its wholly-owned subsidiary, Capital G Bank Limited. 

Mr. Stock is also a registered securities professional with J.V.B. Financial Group, LLC, a full service investment bank.  Previously Mr. Stock served as Senior Managing Director and Chief Strategy Officer of TIAA-CREF. He was a member of the Office of the CEO with responsibility for corporate development and strategy including mergers and acquisitions and business strategies for asset management, banking and trust, life insurance, retirement services, and wealth management.  From 2004 to 2008 Mr. Stock served as President of MasterCard Advisors, LLC, the professional services business of MasterCard Worldwide. He was a member of the MasterCard Operating Committee and Management Council. Mr. Stock also previously served as Chairman and Chief Executive Officer of St. Louis Bank, FSB and First Financial Partners Fund I, LP, a private equity firm and bank holding company, as well as Chairman and President of Treasury Bank, Ltd.  Earlier in his career, Mr. Stock was a partner with McKinsey & Co., a senior officer of A.T. Kearney, and financial services sector executive with Capgemini and Ernst & Young. He began his career with the Mellon Bank (now BNY Mellon).

Mr. Stock is also a director of the bank holding company Alcar LLC, the Bermuda Stock Exchange (BSX), the Foreign Policy Association, and Independence Bancshares, Inc.  He is a member of the Economic Club of New York, the Advisory Board of the Institute for Ethical Leadership, Rutgers University Business School, and the International Trustee Election Commission of AFS Intercultural Programs, Inc. (formerly known as the American Field Service). Mr. Stock received his undergraduate degree from Princeton University and his M.B.A. in finance from The Wharton School, University of Pennsylvania.

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